Tower Hill Travel Insurance
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Visitor Insurance for Belgium

Visitor Insurance for Belgians Traveling to the USA

Belgian RIZIV/INAMI coverage is valid within the EU โ€” not in the United States. A single US hospital bill can reach โ‚ฌ50,000.

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The Coverage Gap

Belgian RIZIV/INAMI Has No Coverage in the USA

Belgium's compulsory health insurance (RIZIV/INAMI) covers residents throughout Belgium and provides limited EU-reciprocal cover โ€” but it has zero coverage in the United States. Belgians visiting America for business, tourism, or family need dedicated visitor insurance to avoid catastrophic medical bills.

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Belgium's RIZIV/INAMI provides zero reimbursement for US medical treatment โ€” you're fully exposed to US healthcare costs.

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$3,000+
ER Visit
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$11,700/night
Hospital Stay
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$1,500
Ambulance Ride
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$50,000+
Major Surgery

Why Tower Hill

Trusted by 60,000+ International Travelers

We partner with the top A-rated carriers so you get the best coverage, not the highest commission.

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A-Rated Carriers Only

Every plan we offer is from a financially strong, A-rated insurer โ€” IMG, Trawick International, or WorldTrips.

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Compare & Buy in 5 Minutes

No phone calls, no paperwork. Compare plans side-by-side and purchase online. Instant policy documents.

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Coverage in 151 Countries

Whether you're visiting the USA or traveling worldwide, we have a plan designed for your journey.

Our Plans

Compare Top Visitor Insurance Plans

All plans designed specifically for visitors to the USA โ€” covering emergency medical, hospitalization, evacuation, and more.

Most Popular

IMG Patriot America Plus

From $1.10/day
Coverage up to Up to $1,000,000
  • A-rated by A.M. Best
  • Covers acute onset of pre-existing conditions
  • Emergency medical evacuation included
  • COVID-19 treatment covered
  • Deductible from $0โ€“$2,500
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Best Value

Trawick Safe Travels USA

From $1.25/day
Coverage up to Up to $1,000,000
  • Comprehensive emergency coverage
  • 24/7 multilingual assistance
  • Hospital direct billing available
  • Covers acute onset of pre-existing conditions
  • Renewable up to 12 months
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Premium Option

WorldTrips Atlas America

From $1.50/day
Coverage up to Up to $2,000,000
  • Highest coverage limit available
  • Ideal for seniors and longer stays
  • Covers urgent care and telehealth
  • A.M. Best A-rated carrier
  • Flexible deductible options
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Prices vary by age, coverage level, and trip dates. Get an exact quote for your trip.

Common Questions

Frequently Asked Questions

Does my Belgian health insurance cover me in the USA?
No. Belgium's RIZIV/INAMI compulsory health insurance does not cover treatment in the USA. You need a dedicated US visitor insurance policy.
Do Belgians need a visa to visit the USA?
Belgian citizens can visit the USA for up to 90 days under the Visa Waiver Program (ESTA). An approved ESTA is required before travel.
What plans are available for Belgians visiting the USA?
IMG Patriot America Plus, Trawick Safe Travels USA Comprehensive, and WorldTrips Atlas America are all excellent options. Coverage includes emergency medical, evacuation, and hospitalization.
What is the minimum coverage I should get?
For visits to the USA, we recommend a minimum of $100,000 in medical coverage. US healthcare costs are among the highest in the world, and even a short hospitalization can exceed $50,000.
How do I file a claim if I need medical care?
Call the 24/7 assistance number on your insurance ID card before seeking treatment when possible. For emergencies, go directly to care โ€” your insurer can sort out billing afterward. All major insurers we work with have direct billing relationships with US hospitals.

Visitor Insurance for Other Nationalities

๐Ÿ‡ฆ๐Ÿ‡ทArgentina๐Ÿ‡ฆ๐Ÿ‡บAustralia๐Ÿ‡จ๐Ÿ‡ฆCanada๐Ÿ‡ฉ๐Ÿ‡ชGermany๐Ÿ‡ญ๐Ÿ‡ฐHong Kong๐Ÿ‡ฎ๐Ÿ‡ฑIsrael๐Ÿ‡ฎ๐Ÿ‡นItaly๐Ÿ‡ฐ๐Ÿ‡ทSouth Korea๐Ÿ‡ฒ๐Ÿ‡ฝMexico๐Ÿ‡ธ๐Ÿ‡ฌSingapore๐Ÿ‡จ๐Ÿ‡ญSwitzerland๐Ÿ‡ฆ๐Ÿ‡ชUAE๐Ÿ‡ฌ๐Ÿ‡งUnited Kingdom๐Ÿ‡ฎ๐Ÿ‡ณIndia๐Ÿ‡ต๐Ÿ‡ญPhilippines๐Ÿ‡จ๐Ÿ‡ณChina๐Ÿ‡ฏ๐Ÿ‡ตJapan๐Ÿ‡ง๐Ÿ‡ทBrazil๐Ÿ‡ซ๐Ÿ‡ทFrance๐Ÿ‡จ๐Ÿ‡ดColombia
See all visitor insurance plans โ†’
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Protect Your Trip to the USA

Join 60,000+ travelers who trust Tower Hill for US visitor insurance. Get your personalized quote in under 2 minutes โ€” no commitment required.

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