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Visitor Insurance for Iceland

Visitor Insurance for Icelanders Traveling to the USA

Iceland's universal healthcare doesn't follow you to the US. One ER visit can cost more than a transatlantic flight — without coverage.

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The Coverage Gap

Iceland's Sjúkratryggingar Has No US Coverage

Iceland operates one of the world's best universal healthcare systems through Sjúkratryggingar Íslands. But your benefits stop completely when you land in the United States. The US has no reciprocal health agreement with Iceland — meaning Icelanders visiting for tourism, family, or business bear 100% of any US medical costs.

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A US ambulance ride alone averages $1,200 — before any hospital treatment begins.

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$3,000+
ER Visit
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$11,700/night
Hospital Stay
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$1,500
Ambulance Ride
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$50,000+
Major Surgery

Why Tower Hill

Trusted by 60,000+ International Travelers

We partner with the top A-rated carriers so you get the best coverage, not the highest commission.

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A-Rated Carriers Only

Every plan we offer is from a financially strong, A-rated insurer — IMG, Trawick International, or WorldTrips.

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No phone calls, no paperwork. Compare plans side-by-side and purchase online. Instant policy documents.

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Coverage in 151 Countries

Whether you're visiting the USA or traveling worldwide, we have a plan designed for your journey.

Our Plans

Compare Top Visitor Insurance Plans

All plans designed specifically for visitors to the USA — covering emergency medical, hospitalization, evacuation, and more.

Most Popular

IMG Patriot America Plus

From $1.10/day
Coverage up to Up to $1,000,000
  • A-rated by A.M. Best
  • Covers acute onset of pre-existing conditions
  • Emergency medical evacuation included
  • COVID-19 treatment covered
  • Deductible from $0–$2,500
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Best Value

Trawick Safe Travels USA

From $1.25/day
Coverage up to Up to $1,000,000
  • Comprehensive emergency coverage
  • 24/7 multilingual assistance
  • Hospital direct billing available
  • Covers acute onset of pre-existing conditions
  • Renewable up to 12 months
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Premium Option

WorldTrips Atlas America

From $1.50/day
Coverage up to Up to $2,000,000
  • Highest coverage limit available
  • Ideal for seniors and longer stays
  • Covers urgent care and telehealth
  • A.M. Best A-rated carrier
  • Flexible deductible options
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Prices vary by age, coverage level, and trip dates. Get an exact quote for your trip.

Common Questions

Frequently Asked Questions

Does Iceland's healthcare cover me in the USA?
No. Iceland's Sjúkratryggingar health insurance provides no coverage outside Iceland. In the USA, you are responsible for 100% of any medical costs.
Do Icelanders need a visa to visit the USA?
Icelandic citizens can visit the USA for up to 90 days under the Visa Waiver Program (ESTA). No traditional visa is required.
What visitor insurance options are best for Icelanders?
IMG Patriot America Plus and WorldTrips Atlas America both offer comprehensive US medical coverage starting from $1.10/day, with limits up to $1,000,000.
What is the minimum coverage I should get?
For visits to the USA, we recommend a minimum of $100,000 in medical coverage. US healthcare costs are among the highest in the world, and even a short hospitalization can exceed $50,000.
How do I file a claim if I need medical care?
Call the 24/7 assistance number on your insurance ID card before seeking treatment when possible. For emergencies, go directly to care — your insurer can sort out billing afterward. All major insurers we work with have direct billing relationships with US hospitals.
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Protect Your Trip to the USA

Join 60,000+ travelers who trust Tower Hill for US visitor insurance. Get your personalized quote in under 2 minutes — no commitment required.

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Texas License #2608479TX · A-rated carriers · 151 countries covered