Tower Hill Travel Insurance
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Visitor Insurance for Indonesia

Visitor Insurance for Indonesians Visiting the USA

Indonesia's BPJS Kesehatan is one of the world's largest health insurance programs — but it covers you only within Indonesia. In the USA, you need visitor insurance.

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The Coverage Gap

Indonesia's BPJS Kesehatan Has Zero US Coverage

Indonesia's Badan Penyelenggara Jaminan Sosial Kesehatan (BPJS Kesehatan) covers healthcare through Indonesia's accredited providers only. Private insurers like Prudential Indonesia, Allianz Indonesia, and AXA Mandiri are similarly limited to their Indonesian networks. Indonesian nationals visiting the USA face 100% of US medical costs unless they carry dedicated visitor insurance.

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Indonesia's rapidly growing middle class is fueling a surge in US travel. Most Indonesian visitors arrive without any coverage valid for US medical emergencies.

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$3,000+
ER Visit
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$11,700/night
Hospital Stay
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$1,500
Ambulance Ride
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$50,000+
Major Surgery

Why Tower Hill

Trusted by 60,000+ International Travelers

We partner with the top A-rated carriers so you get the best coverage, not the highest commission.

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A-Rated Carriers Only

Every plan we offer is from a financially strong, A-rated insurer — IMG, Trawick International, or WorldTrips.

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Compare & Buy in 5 Minutes

No phone calls, no paperwork. Compare plans side-by-side and purchase online. Instant policy documents.

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Coverage in 151 Countries

Whether you're visiting the USA or traveling worldwide, we have a plan designed for your journey.

Our Plans

Compare Top Visitor Insurance Plans

All plans designed specifically for visitors to the USA — covering emergency medical, hospitalization, evacuation, and more.

Most Popular

IMG Patriot America Plus

From $1.10/day
Coverage up to Up to $1,000,000
  • A-rated by A.M. Best
  • Covers acute onset of pre-existing conditions
  • Emergency medical evacuation included
  • COVID-19 treatment covered
  • Deductible from $0–$2,500
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Best Value

Trawick Safe Travels USA

From $1.25/day
Coverage up to Up to $1,000,000
  • Comprehensive emergency coverage
  • 24/7 multilingual assistance
  • Hospital direct billing available
  • Covers acute onset of pre-existing conditions
  • Renewable up to 12 months
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Premium Option

WorldTrips Atlas America

From $1.50/day
Coverage up to Up to $2,000,000
  • Highest coverage limit available
  • Ideal for seniors and longer stays
  • Covers urgent care and telehealth
  • A.M. Best A-rated carrier
  • Flexible deductible options
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Prices vary by age, coverage level, and trip dates. Get an exact quote for your trip.

Common Questions

Frequently Asked Questions

Can Indonesian visitors buy insurance after arriving in the USA?
Yes. Coverage can be purchased before or after arrival. There is a waiting period for illness (24–72 hours), but accident coverage starts immediately. Purchase as early as possible to maximize your coverage window.
What Indonesian health plans provide any international coverage?
Some premium private plans (AXA, Prudential, Cigna) offer international riders, but they often exclude or severely limit US coverage due to cost. Always verify your plan limits for USA-specific medical events.
How do I compare visitor insurance plans for Indonesia?
Use our free quote tool — enter your travel dates and country of residence. You'll see multiple A-rated plans side by side with premiums, deductibles, and coverage limits. No credit card required to compare.
What is the minimum coverage I should get?
For visits to the USA, we recommend a minimum of $100,000 in medical coverage. US healthcare costs are among the highest in the world, and even a short hospitalization can exceed $50,000.
How do I file a claim if I need medical care?
Call the 24/7 assistance number on your insurance ID card before seeking treatment when possible. For emergencies, go directly to care — your insurer can sort out billing afterward. All major insurers we work with have direct billing relationships with US hospitals.
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Protect Your Trip to the USA

Join 60,000+ travelers who trust Tower Hill for US visitor insurance. Get your personalized quote in under 2 minutes — no commitment required.

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Texas License #2608479TX · A-rated carriers · 151 countries covered