Tower Hill Travel Insurance
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Visitor Insurance for Ireland

Visitor Insurance for Irish Travelers to the USA

Ireland's HSE has no coverage outside the EU. One ER visit in the USA without insurance can cost more than โ‚ฌ20,000.

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The Coverage Gap

Ireland's HSE Has No Coverage in the United States

Ireland's Health Service Executive (HSE) covers residents within Ireland and the EU โ€” but not in the USA. With a large Irish diaspora and millions of visitors each year, it's essential for Irish nationals to carry dedicated US visitor insurance before they travel.

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Ireland and the USA have no reciprocal healthcare agreement โ€” HSE provides zero coverage for US medical treatment.

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$3,000+
ER Visit
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$11,700/night
Hospital Stay
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$1,500
Ambulance Ride
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$50,000+
Major Surgery

Why Tower Hill

Trusted by 60,000+ International Travelers

We partner with the top A-rated carriers so you get the best coverage, not the highest commission.

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A-Rated Carriers Only

Every plan we offer is from a financially strong, A-rated insurer โ€” IMG, Trawick International, or WorldTrips.

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Compare & Buy in 5 Minutes

No phone calls, no paperwork. Compare plans side-by-side and purchase online. Instant policy documents.

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Coverage in 151 Countries

Whether you're visiting the USA or traveling worldwide, we have a plan designed for your journey.

Our Plans

Compare Top Visitor Insurance Plans

All plans designed specifically for visitors to the USA โ€” covering emergency medical, hospitalization, evacuation, and more.

Most Popular

IMG Patriot America Plus

From $1.10/day
Coverage up to Up to $1,000,000
  • A-rated by A.M. Best
  • Covers acute onset of pre-existing conditions
  • Emergency medical evacuation included
  • COVID-19 treatment covered
  • Deductible from $0โ€“$2,500
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Best Value

Trawick Safe Travels USA

From $1.25/day
Coverage up to Up to $1,000,000
  • Comprehensive emergency coverage
  • 24/7 multilingual assistance
  • Hospital direct billing available
  • Covers acute onset of pre-existing conditions
  • Renewable up to 12 months
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Premium Option

WorldTrips Atlas America

From $1.50/day
Coverage up to Up to $2,000,000
  • Highest coverage limit available
  • Ideal for seniors and longer stays
  • Covers urgent care and telehealth
  • A.M. Best A-rated carrier
  • Flexible deductible options
Get a Quote

Prices vary by age, coverage level, and trip dates. Get an exact quote for your trip.

Common Questions

Frequently Asked Questions

Does my Irish health card cover me in the USA?
No. Ireland's HSE and public health card provide no coverage in the USA. You will be billed at full uninsured rates for any medical treatment.
Do Irish citizens need a visa to visit the USA?
Irish citizens can visit the USA for up to 90 days under the Visa Waiver Program (ESTA). Visitor insurance is strongly recommended for any US trip.
Can I buy visitor insurance for my parents visiting from Ireland?
Yes โ€” you can purchase a plan on behalf of a family member. Enter their details in our quote tool and complete the purchase online. Policy documents are emailed immediately.
What is the minimum coverage I should get?
For visits to the USA, we recommend a minimum of $100,000 in medical coverage. US healthcare costs are among the highest in the world, and even a short hospitalization can exceed $50,000.
How do I file a claim if I need medical care?
Call the 24/7 assistance number on your insurance ID card before seeking treatment when possible. For emergencies, go directly to care โ€” your insurer can sort out billing afterward. All major insurers we work with have direct billing relationships with US hospitals.

Visitor Insurance for Other Nationalities

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See all visitor insurance plans โ†’
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Protect Your Trip to the USA

Join 60,000+ travelers who trust Tower Hill for US visitor insurance. Get your personalized quote in under 2 minutes โ€” no commitment required.

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