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Visitor Insurance for Malaysia

Visitor Insurance for Malaysians Visiting the USA

Malaysia's MySalam and private health schemes cover you within Malaysia — not the United States. US medical costs can reach hundreds of thousands of ringgit.

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The Coverage Gap

Malaysia's Health Coverage Is Invalid in the USA

Malaysia's public health system and government-linked schemes like MySalam and PeKa B40 provide coverage within Malaysia's healthcare system only. Private insurers like Great Eastern, AIA Malaysia, and Prudential BSN Takaful are similarly limited. Malaysians visiting the USA face the full cost of US medical treatment without government or private insurer support unless they carry dedicated visitor insurance.

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Malaysia is among the top Asian countries for US travel, with thousands visiting for education, business, and tourism. Many arrive with no valid US health coverage.

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$3,000+
ER Visit
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$11,700/night
Hospital Stay
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$1,500
Ambulance Ride
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$50,000+
Major Surgery

Why Tower Hill

Trusted by 60,000+ International Travelers

We partner with the top A-rated carriers so you get the best coverage, not the highest commission.

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A-Rated Carriers Only

Every plan we offer is from a financially strong, A-rated insurer — IMG, Trawick International, or WorldTrips.

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No phone calls, no paperwork. Compare plans side-by-side and purchase online. Instant policy documents.

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Coverage in 151 Countries

Whether you're visiting the USA or traveling worldwide, we have a plan designed for your journey.

Our Plans

Compare Top Visitor Insurance Plans

All plans designed specifically for visitors to the USA — covering emergency medical, hospitalization, evacuation, and more.

Most Popular

IMG Patriot America Plus

From $1.10/day
Coverage up to Up to $1,000,000
  • A-rated by A.M. Best
  • Covers acute onset of pre-existing conditions
  • Emergency medical evacuation included
  • COVID-19 treatment covered
  • Deductible from $0–$2,500
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Best Value

Trawick Safe Travels USA

From $1.25/day
Coverage up to Up to $1,000,000
  • Comprehensive emergency coverage
  • 24/7 multilingual assistance
  • Hospital direct billing available
  • Covers acute onset of pre-existing conditions
  • Renewable up to 12 months
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Premium Option

WorldTrips Atlas America

From $1.50/day
Coverage up to Up to $2,000,000
  • Highest coverage limit available
  • Ideal for seniors and longer stays
  • Covers urgent care and telehealth
  • A.M. Best A-rated carrier
  • Flexible deductible options
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Prices vary by age, coverage level, and trip dates. Get an exact quote for your trip.

Common Questions

Frequently Asked Questions

Does my Malaysian private health insurance cover me in the USA?
Some premium Malaysian private plans include international coverage, but US coverage is often capped at levels far below actual US medical costs. Check your plan's specific US limits and consider supplemental visitor insurance.
Do Malaysians need a visa to visit the USA?
Malaysian citizens are eligible for the Visa Waiver Program (ESTA) and can visit the USA for up to 90 days without a visa. An approved ESTA is required before travel.
How long can I stay covered with visitor insurance?
Plans are available for stays from 5 days to 364 days. For longer stays or multiple trips, multi-trip annual plans may be more cost-effective. Use our quote tool to compare options.
What is the minimum coverage I should get?
For visits to the USA, we recommend a minimum of $100,000 in medical coverage. US healthcare costs are among the highest in the world, and even a short hospitalization can exceed $50,000.
How do I file a claim if I need medical care?
Call the 24/7 assistance number on your insurance ID card before seeking treatment when possible. For emergencies, go directly to care — your insurer can sort out billing afterward. All major insurers we work with have direct billing relationships with US hospitals.
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Protect Your Trip to the USA

Join 60,000+ travelers who trust Tower Hill for US visitor insurance. Get your personalized quote in under 2 minutes — no commitment required.

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Texas License #2608479TX · A-rated carriers · 151 countries covered