Visitor Insurance for Micronesia
Visitor Insurance for Micronesians Visiting the USA
Citizens of the Federated States of Micronesia can live and work in the USA under the Compact — but still need visitor insurance for medical costs.
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The Coverage Gap
FSM's Healthcare Has No US Coverage
The Federated States of Micronesia has a Compact of Free Association with the USA, allowing Micronesians to live and work in the US. However, FSM's public health system provides no coverage for US medical costs. Micronesian nationals visiting or living in the USA need a dedicated US visitor or health insurance plan.
Micronesians can enter the USA freely under the Compact — but FSM's health system has no US coverage.
Why Tower Hill
Trusted by 60,000+ International Travelers
We partner with the top A-rated carriers so you get the best coverage, not the highest commission.
A-Rated Carriers Only
Every plan we offer is from a financially strong, A-rated insurer — IMG, Trawick International, or WorldTrips.
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No phone calls, no paperwork. Compare plans side-by-side and purchase online. Instant policy documents.
Coverage in 151 Countries
Whether you're visiting the USA or traveling worldwide, we have a plan designed for your journey.
Our Plans
Compare Top Visitor Insurance Plans
All plans designed specifically for visitors to the USA — covering emergency medical, hospitalization, evacuation, and more.
IMG Patriot America Plus
- A-rated by A.M. Best
- Covers acute onset of pre-existing conditions
- Emergency medical evacuation included
- COVID-19 treatment covered
- Deductible from $0–$2,500
Trawick Safe Travels USA
- Comprehensive emergency coverage
- 24/7 multilingual assistance
- Hospital direct billing available
- Covers acute onset of pre-existing conditions
- Renewable up to 12 months
WorldTrips Atlas America
- Highest coverage limit available
- Ideal for seniors and longer stays
- Covers urgent care and telehealth
- A.M. Best A-rated carrier
- Flexible deductible options
Prices vary by age, coverage level, and trip dates. Get an exact quote for your trip.
Common Questions
Frequently Asked Questions
Do Micronesians need a visa to enter the USA?
Does FSM's healthcare cover medical care in the USA?
What insurance options are available for Micronesians in the USA?
What is the minimum coverage I should get?
How do I file a claim if I need medical care?
Protect Your Trip to the USA
Join 60,000+ travelers who trust Tower Hill for US visitor insurance. Get your personalized quote in under 2 minutes — no commitment required.
Get My Free QuoteTexas License #2608479TX · A-rated carriers · 151 countries covered