Visitor Insurance for New Zealand
Visitor Insurance for New Zealanders Traveling to the USA
New Zealand's public health system doesn't cross the Pacific. One US medical emergency can cost more than your entire trip.
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The Coverage Gap
New Zealand's ACC and Public Health Don't Cover the USA
New Zealand's Accident Compensation Corporation (ACC) provides accident cover at home โ but it has zero coverage in the USA. Public health coverage also stops at the border. New Zealanders visiting the USA for tourism, business, or to see family need dedicated visitor insurance from day one.
An average US hospital stay costs $11,700 per night โ New Zealand's ACC provides zero coverage in America.
Why Tower Hill
Trusted by 60,000+ International Travelers
We partner with the top A-rated carriers so you get the best coverage, not the highest commission.
A-Rated Carriers Only
Every plan we offer is from a financially strong, A-rated insurer โ IMG, Trawick International, or WorldTrips.
Compare & Buy in 5 Minutes
No phone calls, no paperwork. Compare plans side-by-side and purchase online. Instant policy documents.
Coverage in 151 Countries
Whether you're visiting the USA or traveling worldwide, we have a plan designed for your journey.
Our Plans
Compare Top Visitor Insurance Plans
All plans designed specifically for visitors to the USA โ covering emergency medical, hospitalization, evacuation, and more.
IMG Patriot America Plus
- A-rated by A.M. Best
- Covers acute onset of pre-existing conditions
- Emergency medical evacuation included
- COVID-19 treatment covered
- Deductible from $0โ$2,500
Trawick Safe Travels USA
- Comprehensive emergency coverage
- 24/7 multilingual assistance
- Hospital direct billing available
- Covers acute onset of pre-existing conditions
- Renewable up to 12 months
WorldTrips Atlas America
- Highest coverage limit available
- Ideal for seniors and longer stays
- Covers urgent care and telehealth
- A.M. Best A-rated carrier
- Flexible deductible options
Prices vary by age, coverage level, and trip dates. Get an exact quote for your trip.
Common Questions
Frequently Asked Questions
Does New Zealand's ACC cover accidents in the USA?
Do New Zealanders need a visa for the USA?
How quickly can I get covered?
What is the minimum coverage I should get?
How do I file a claim if I need medical care?
Visitor Insurance for Other Nationalities
Protect Your Trip to the USA
Join 60,000+ travelers who trust Tower Hill for US visitor insurance. Get your personalized quote in under 2 minutes โ no commitment required.
Get My Free QuoteTexas License #2608479TX ยท A-rated carriers ยท 151 countries covered