Tower Hill Travel Insurance
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Visitor Insurance for Saudi Arabia

Visitor Insurance for Saudi Nationals Visiting the USA

Saudi Arabia's CCHI-regulated health coverage is strictly for use within the Saudi healthcare system. In the USA, you need separate visitor insurance.

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The Coverage Gap

Saudi Arabia's CCHI Health Coverage Is Invalid in the USA

Saudi Arabia's healthcare system, regulated by the Council of Cooperative Health Insurance (CCHI), provides coverage through a network of approved hospitals and clinics within Saudi Arabia. Saudi nationals — including those on scholarship programs, business travel, or private visits to the USA — are not covered by domestic Saudi health insurance while in the United States. Even high-quality private Saudi health plans typically do not cover US medical costs.

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Saudi Arabia sends thousands of students and business visitors to the USA annually. Many government scholarship students are covered by their program — but private visitors and tourists are not.

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$3,000+
ER Visit
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$11,700/night
Hospital Stay
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$1,500
Ambulance Ride
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$50,000+
Major Surgery

Why Tower Hill

Trusted by 60,000+ International Travelers

We partner with the top A-rated carriers so you get the best coverage, not the highest commission.

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A-Rated Carriers Only

Every plan we offer is from a financially strong, A-rated insurer — IMG, Trawick International, or WorldTrips.

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Compare & Buy in 5 Minutes

No phone calls, no paperwork. Compare plans side-by-side and purchase online. Instant policy documents.

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Coverage in 151 Countries

Whether you're visiting the USA or traveling worldwide, we have a plan designed for your journey.

Our Plans

Compare Top Visitor Insurance Plans

All plans designed specifically for visitors to the USA — covering emergency medical, hospitalization, evacuation, and more.

Most Popular

IMG Patriot America Plus

From $1.10/day
Coverage up to Up to $1,000,000
  • A-rated by A.M. Best
  • Covers acute onset of pre-existing conditions
  • Emergency medical evacuation included
  • COVID-19 treatment covered
  • Deductible from $0–$2,500
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Best Value

Trawick Safe Travels USA

From $1.25/day
Coverage up to Up to $1,000,000
  • Comprehensive emergency coverage
  • 24/7 multilingual assistance
  • Hospital direct billing available
  • Covers acute onset of pre-existing conditions
  • Renewable up to 12 months
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Premium Option

WorldTrips Atlas America

From $1.50/day
Coverage up to Up to $2,000,000
  • Highest coverage limit available
  • Ideal for seniors and longer stays
  • Covers urgent care and telehealth
  • A.M. Best A-rated carrier
  • Flexible deductible options
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Prices vary by age, coverage level, and trip dates. Get an exact quote for your trip.

Common Questions

Frequently Asked Questions

Is visitor insurance covered by Saudi scholarship programs like SACM?
Saudi Cultural Mission (SACM) scholarship students typically have insurance arranged through their program. However, visitors, tourists, and students on other arrangements must purchase their own visitor insurance.
Does my Saudi Aramco or government employee health plan cover me in the USA?
Some employer-provided Saudi plans include international coverage, but limits are often insufficient for serious US medical events. Review your plan limits and consider supplemental visitor insurance if coverage is below $100,000.
Do Saudi nationals need a visa to visit the USA?
Yes. Saudi nationals require a B-1/B-2 visa or other appropriate visa to visit the USA. Insurance is not a formal requirement but is strongly recommended.
What is the minimum coverage I should get?
For visits to the USA, we recommend a minimum of $100,000 in medical coverage. US healthcare costs are among the highest in the world, and even a short hospitalization can exceed $50,000.
How do I file a claim if I need medical care?
Call the 24/7 assistance number on your insurance ID card before seeking treatment when possible. For emergencies, go directly to care — your insurer can sort out billing afterward. All major insurers we work with have direct billing relationships with US hospitals.
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Join 60,000+ travelers who trust Tower Hill for US visitor insurance. Get your personalized quote in under 2 minutes — no commitment required.

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