🇸🇨

Visitor Insurance for Seychelles

Visitor Insurance for Seychellois Nationals in the USA

Seychelles's healthcare provides universal coverage at home — but nothing in the USA. One visit to a US hospital could cost tens of thousands.

Get My Free Quote

No commitment · Compare multiple plans · Buy in minutes

The Coverage Gap

Seychelles's Universal Healthcare Has No US Coverage

Seychelles's Ministry of Health provides universal free healthcare to citizens at domestic government hospitals — a benefit with zero coverage outside Seychelles. Seychelles and the United States have no bilateral healthcare agreement. A US ER visit averages $3,100; one hospital night costs $11,700. Seychellois nationals visiting the US carry full financial exposure: a single hospitalisation can exceed $45,000 with no government health system reimbursement.

⚠️

A US helicopter medical evacuation can cost $50,000 or more — with no Seychelles healthcare reimbursement.

🏥

$3,000+

ER Visit

🛏️

$11,700/night

Hospital Stay

🚑

$1,500

Ambulance Ride

⚕️

$50,000+

Major Surgery

Why Tower Hill

Trusted by 60,000+ International Travelers

We partner with the top A-rated carriers so you get the best coverage, not the highest commission.

🏆

A-Rated Carriers Only

Every plan we offer is from a financially strong, A-rated insurer — IMG, Trawick International, or WorldTrips.

⚡

Compare & Buy in 5 Minutes

No phone calls, no paperwork. Compare plans side-by-side and purchase online. Instant policy documents.

🌍

Coverage in 151 Countries

Whether you're visiting the USA or traveling worldwide, we have a plan designed for your journey.

Our Plans

Compare Top Visitor Insurance Plans

All plans designed specifically for visitors to the USA — covering emergency medical, hospitalization, evacuation, and more.

IMG Patriot America Plus

From $1.10/day

Coverage up to Up to $1,000,000

A-rated by A.M. Best
Covers acute onset of pre-existing conditions
Emergency medical evacuation included
COVID-19 treatment covered
Deductible from $0–$2,500

Get a Quote

Best Value

Trawick Safe Travels USA

From $1.25/day

Coverage up to Up to $1,000,000

Comprehensive emergency coverage
24/7 multilingual assistance
Hospital direct billing available
Covers acute onset of pre-existing conditions
Renewable up to 12 months

Get a Quote

Premium Option

WorldTrips Atlas America

From $1.50/day

Coverage up to Up to $2,000,000

Highest coverage limit available
Ideal for seniors and longer stays
Covers urgent care and telehealth
A.M. Best A-rated carrier
Flexible deductible options

Get a Quote

Prices vary by age, coverage level, and trip dates. Get an exact quote for your trip.

Common Questions

Frequently Asked Questions

Does Seychelles's universal healthcare cover me in the USA?

No. While Seychelles offers one of Africa's most comprehensive universal healthcare systems — free at point of use for residents — this coverage is strictly limited to the islands and has absolutely no jurisdiction in the United States. Any medical treatment you receive in the USA, from an ER visit ($2,000–$15,000) to hospitalization ($50,000+), would be entirely your financial responsibility without dedicated visitor insurance.

What visitor insurance is recommended for Seychellois visitors to the USA?

For Seychellois visitors, we recommend IMG Patriot America Plus, Trawick Safe Travels USA Comprehensive, and WorldTrips Atlas America. These plans are specifically designed to cover the high costs of US healthcare — costs that Seychelles's universal system cannot touch once you cross into the United States. All plans can be purchased online in minutes, with coverage documents delivered immediately by email.

Do Seychellois citizens need a visa to visit the USA?

Yes, Seychellois citizens are required to obtain a B-1/B-2 visitor visa before traveling to the United States. When applying at the US Embassy or Consulate, including documentation of visitor insurance can strengthen your application, showing consular officers that you have provisions to cover potential medical expenses — since Seychelles's universal healthcare provides no coverage in the USA.

What is the minimum coverage I should get?

For visits to the USA, we recommend a minimum of $100,000 in medical coverage. US healthcare costs are among the highest in the world, and even a short hospitalization can exceed $50,000.

How do I file a claim if I need medical care?

Call the 24/7 assistance number on your insurance ID card before seeking treatment when possible. For emergencies, go directly to care — your insurer can sort out billing afterward. All major insurers we work with have direct billing relationships with US hospitals.

Learn More