Visitor Insurance for South Africa
Visitor Insurance for South Africans Visiting the USA
South African medical aids — Discovery Health, Momentum, Bonitas — do not cover medical emergencies in the United States. US healthcare costs can be catastrophic.
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The Coverage Gap
South African Medical Aids Have No US Coverage
South Africa's medical aid schemes — including Discovery Health, Momentum Health, Bonitas, Medshield, and others — provide coverage within South Africa's private healthcare network only. Most South African travel insurance policies include some US medical coverage, but limits are often insufficient for serious US medical events. Dedicated visitor insurance specifically designed for US healthcare costs provides far superior protection.
A single ICU day in the USA costs an average of $4,000. Discovery Health and other South African medical aids will not pay a cent of that bill.
Why Tower Hill
Trusted by 60,000+ International Travelers
We partner with the top A-rated carriers so you get the best coverage, not the highest commission.
A-Rated Carriers Only
Every plan we offer is from a financially strong, A-rated insurer — IMG, Trawick International, or WorldTrips.
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No phone calls, no paperwork. Compare plans side-by-side and purchase online. Instant policy documents.
Coverage in 151 Countries
Whether you're visiting the USA or traveling worldwide, we have a plan designed for your journey.
Our Plans
Compare Top Visitor Insurance Plans
All plans designed specifically for visitors to the USA — covering emergency medical, hospitalization, evacuation, and more.
IMG Patriot America Plus
- A-rated by A.M. Best
- Covers acute onset of pre-existing conditions
- Emergency medical evacuation included
- COVID-19 treatment covered
- Deductible from $0–$2,500
Trawick Safe Travels USA
- Comprehensive emergency coverage
- 24/7 multilingual assistance
- Hospital direct billing available
- Covers acute onset of pre-existing conditions
- Renewable up to 12 months
WorldTrips Atlas America
- Highest coverage limit available
- Ideal for seniors and longer stays
- Covers urgent care and telehealth
- A.M. Best A-rated carrier
- Flexible deductible options
Prices vary by age, coverage level, and trip dates. Get an exact quote for your trip.
Common Questions
Frequently Asked Questions
Does my Discovery Health plan cover me in the USA?
Do South Africans need a visa to visit the USA?
Can I extend my coverage while in the USA?
What is the minimum coverage I should get?
How do I file a claim if I need medical care?
Protect Your Trip to the USA
Join 60,000+ travelers who trust Tower Hill for US visitor insurance. Get your personalized quote in under 2 minutes — no commitment required.
Get My Free QuoteTexas License #2608479TX · A-rated carriers · 151 countries covered