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Visitor Insurance for Thailand

Visitor Insurance for Thai Nationals Visiting the USA

Thailand's Universal Coverage Scheme — one of Asia's best public health systems — covers you only in Thailand. In the USA, you're fully on your own.

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The Coverage Gap

Thailand's UCS and Social Security Coverage Is Invalid in the USA

Thailand's Universal Coverage Scheme (UCS), Social Security Scheme (SSS), and Civil Servant Medical Benefit Scheme (CSMBS) all provide coverage exclusively within Thailand's healthcare system. The USA is not covered under any Thai public health scheme. Thai nationals visiting the USA — for tourism, education, business, or medical treatment — must carry dedicated visitor insurance to be covered for medical emergencies.

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Thailand is one of the top Asian countries sending international students to the USA. Many arrive with Thai student health insurance that has zero US coverage.

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$3,000+
ER Visit
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$11,700/night
Hospital Stay
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$1,500
Ambulance Ride
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$50,000+
Major Surgery

Why Tower Hill

Trusted by 60,000+ International Travelers

We partner with the top A-rated carriers so you get the best coverage, not the highest commission.

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A-Rated Carriers Only

Every plan we offer is from a financially strong, A-rated insurer — IMG, Trawick International, or WorldTrips.

Compare & Buy in 5 Minutes

No phone calls, no paperwork. Compare plans side-by-side and purchase online. Instant policy documents.

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Coverage in 151 Countries

Whether you're visiting the USA or traveling worldwide, we have a plan designed for your journey.

Our Plans

Compare Top Visitor Insurance Plans

All plans designed specifically for visitors to the USA — covering emergency medical, hospitalization, evacuation, and more.

Most Popular

IMG Patriot America Plus

From $1.10/day
Coverage up to Up to $1,000,000
  • A-rated by A.M. Best
  • Covers acute onset of pre-existing conditions
  • Emergency medical evacuation included
  • COVID-19 treatment covered
  • Deductible from $0–$2,500
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Best Value

Trawick Safe Travels USA

From $1.25/day
Coverage up to Up to $1,000,000
  • Comprehensive emergency coverage
  • 24/7 multilingual assistance
  • Hospital direct billing available
  • Covers acute onset of pre-existing conditions
  • Renewable up to 12 months
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Premium Option

WorldTrips Atlas America

From $1.50/day
Coverage up to Up to $2,000,000
  • Highest coverage limit available
  • Ideal for seniors and longer stays
  • Covers urgent care and telehealth
  • A.M. Best A-rated carrier
  • Flexible deductible options
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Prices vary by age, coverage level, and trip dates. Get an exact quote for your trip.

Common Questions

Frequently Asked Questions

Does my Thai student health insurance cover me in the USA?
Thai university and private student health plans are typically limited to Thailand. If you're traveling to or studying in the USA, you need dedicated US visitor or student insurance. Check your plan documents to verify.
Do Thai nationals need a visa to visit the USA?
Thai nationals require a B-1/B-2 visa to visit the USA. Visitor insurance is strongly recommended regardless of visa type.
Are there plans that cover adventure activities in the USA?
Yes. Some plans include coverage for adventure and recreational activities. Use our quote tool to compare and filter plans that include the specific activities you plan to do.
What is the minimum coverage I should get?
For visits to the USA, we recommend a minimum of $100,000 in medical coverage. US healthcare costs are among the highest in the world, and even a short hospitalization can exceed $50,000.
How do I file a claim if I need medical care?
Call the 24/7 assistance number on your insurance ID card before seeking treatment when possible. For emergencies, go directly to care — your insurer can sort out billing afterward. All major insurers we work with have direct billing relationships with US hospitals.
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Protect Your Trip to the USA

Join 60,000+ travelers who trust Tower Hill for US visitor insurance. Get your personalized quote in under 2 minutes — no commitment required.

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Texas License #2608479TX · A-rated carriers · 151 countries covered