Visitor Insurance for Louisiana
New Orleans welcomes 18 million visitors per year — many international tourists have no US health coverage for their Mardi Gras or jazz festival trip.
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International Visitors to Louisiana Have No US Health Coverage
Louisiana has no public health coverage for international visitors. Ochsner Medical Center, UMC New Orleans, and Willis-Knighton bill uninsured patients at full rates. New Orleans' huge tourism industry means emergency coverage is essential for international travelers.
Without Visitor Insurance
- ✗ER visit: $5,000–$30,000 billed to you directly
- ✗Hospital stay: $15,000–$100,000+
- ✗Medical evacuation: $20,000–$100,000
- ✗No negotiated rates — you pay full sticker price
With Visitor Insurance
- ✓Emergency medical covered up to $1M–$2M
- ✓Access to major hospital networks in Louisiana
- ✓Emergency evacuation included
- ✓Plans from $1.10/day
Our Plans Are Accepted At Louisiana's Top Hospitals
Ochsner Medical Center
University Medical Center New Orleans
Willis-Knighton Medical Center
Our Lady of the Lake Regional Medical Center
+ thousands more in-network hospitals and urgent care centers across Louisiana
Coverage Across All of Louisiana
Best Visitor Insurance Plans for Louisiana
All plans work at hospitals across Louisiana. Compare coverage, deductibles, and pricing.
IMG Patriot America Plus
Coverage: Up to $1,000,000
- A-rated by A.M. Best
- Covers acute onset of pre-existing conditions
- Emergency medical evacuation included
- COVID-19 treatment covered
- Deductible from $0–$2,500
Trawick Safe Travels USA
Coverage: Up to $1,000,000
- Comprehensive emergency coverage
- 24/7 multilingual assistance
- Hospital direct billing available
- Covers acute onset of pre-existing conditions
- Renewable up to 12 months
WorldTrips Atlas America
Coverage: Up to $2,000,000
- Highest coverage limit available
- Ideal for seniors and longer stays
- Covers urgent care and telehealth
- A.M. Best A-rated carrier
- Flexible deductible options
Visitor Insurance Louisiana — Frequently Asked Questions
Do visitors to New Orleans need travel insurance?
Yes. International visitors to Louisiana have no coverage under US public programs. An ER visit in New Orleans can cost $5,000–$30,000 without insurance.
What visitor insurance covers Louisiana?
IMG Patriot America Plus, Trawick Safe Travels USA Comprehensive, and WorldTrips Atlas America all cover Louisiana hospitals including Ochsner Medical Center.
Can I get visitor insurance for Mardi Gras or Jazz Fest?
Yes. Visitor insurance is available for short trips. Purchase coverage before you fly and get immediate protection for the duration of your festival trip.
City-Specific Coverage in Louisiana
Ready to Get Covered in Louisiana?
Compare plans from IMG, Trawick, and WorldTrips. Get your quote in 60 seconds.
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