Visitor Insurance for Maine
Maine's lobster coast and Acadia National Park attract millions of visitors including many Canadians and Europeans who may lack US coverage.
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International Visitors to Maine Have No US Health Coverage
Maine has no public health coverage for international visitors. Maine Medical Center, Central Maine, and Eastern Maine Medical Center bill uninsured patients at full rates. Canada's proximity means many Canadians visit Maine without realizing their provincial health plan has zero US coverage.
Without Visitor Insurance
- ✗ER visit: $5,000–$30,000 billed to you directly
- ✗Hospital stay: $15,000–$100,000+
- ✗Medical evacuation: $20,000–$100,000
- ✗No negotiated rates — you pay full sticker price
With Visitor Insurance
- ✓Emergency medical covered up to $1M–$2M
- ✓Access to major hospital networks in Maine
- ✓Emergency evacuation included
- ✓Plans from $1.10/day
Our Plans Are Accepted At Maine's Top Hospitals
Maine Medical Center
Central Maine Medical Center
Eastern Maine Medical Center
Northern Light Mercy Hospital
+ thousands more in-network hospitals and urgent care centers across Maine
Coverage Across All of Maine
Best Visitor Insurance Plans for Maine
All plans work at hospitals across Maine. Compare coverage, deductibles, and pricing.
IMG Patriot America Plus
Coverage: Up to $1,000,000
- A-rated by A.M. Best
- Covers acute onset of pre-existing conditions
- Emergency medical evacuation included
- COVID-19 treatment covered
- Deductible from $0–$2,500
Trawick Safe Travels USA
Coverage: Up to $1,000,000
- Comprehensive emergency coverage
- 24/7 multilingual assistance
- Hospital direct billing available
- Covers acute onset of pre-existing conditions
- Renewable up to 12 months
WorldTrips Atlas America
Coverage: Up to $2,000,000
- Highest coverage limit available
- Ideal for seniors and longer stays
- Covers urgent care and telehealth
- A.M. Best A-rated carrier
- Flexible deductible options
Visitor Insurance Maine — Frequently Asked Questions
Do Canadian visitors to Maine need travel insurance?
Yes. Canadian provincial health plans like OHIP, MSP, and RAMQ have zero coverage in the USA. A hospital visit in Portland, Maine billed to a Canadian without US visitor insurance can cost $10,000+.
What visitor insurance covers Maine?
IMG Patriot America Plus, Trawick Safe Travels USA Comprehensive, and WorldTrips Atlas America all cover Maine hospitals including Maine Medical Center.
Does visitor insurance cover lobster festival or Acadia National Park activities?
Yes. Visitor insurance covers accidents and illness throughout your Maine trip, including outdoor activities at Acadia National Park.
City-Specific Coverage in Maine
Major Cities
Ready to Get Covered in Maine?
Compare plans from IMG, Trawick, and WorldTrips. Get your quote in 60 seconds.
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