Visitor Insurance for Vermont
Vermont's ski resorts and fall foliage season bring hundreds of thousands of international visitors — ski injuries can cost $30,000+ without insurance.
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International Visitors to Vermont Have No US Health Coverage
Vermont has no public health coverage for international visitors. UVM Medical Center and Rutland Regional bill uninsured patients at full rates. Canadian and European visitors skiing Stowe, Killington, or Mad River Glen need dedicated US visitor insurance.
Without Visitor Insurance
- ✗ER visit: $5,000–$30,000 billed to you directly
- ✗Hospital stay: $15,000–$100,000+
- ✗Medical evacuation: $20,000–$100,000
- ✗No negotiated rates — you pay full sticker price
With Visitor Insurance
- ✓Emergency medical covered up to $1M–$2M
- ✓Access to major hospital networks in Vermont
- ✓Emergency evacuation included
- ✓Plans from $1.10/day
Our Plans Are Accepted At Vermont's Top Hospitals
University of Vermont Medical Center
Rutland Regional Medical Center
Gifford Medical Center
Northwestern Medical Center
+ thousands more in-network hospitals and urgent care centers across Vermont
Coverage Across All of Vermont
Best Visitor Insurance Plans for Vermont
All plans work at hospitals across Vermont. Compare coverage, deductibles, and pricing.
IMG Patriot America Plus
Coverage: Up to $1,000,000
- A-rated by A.M. Best
- Covers acute onset of pre-existing conditions
- Emergency medical evacuation included
- COVID-19 treatment covered
- Deductible from $0–$2,500
Trawick Safe Travels USA
Coverage: Up to $1,000,000
- Comprehensive emergency coverage
- 24/7 multilingual assistance
- Hospital direct billing available
- Covers acute onset of pre-existing conditions
- Renewable up to 12 months
WorldTrips Atlas America
Coverage: Up to $2,000,000
- Highest coverage limit available
- Ideal for seniors and longer stays
- Covers urgent care and telehealth
- A.M. Best A-rated carrier
- Flexible deductible options
Visitor Insurance Vermont — Frequently Asked Questions
Do I need visitor insurance for skiing in Vermont?
Yes. Ski injuries are among the most expensive travel emergencies in the USA. A broken leg at Stowe or Killington with surgery can cost $40,000–$80,000 without insurance.
What visitor insurance covers Vermont ski resorts?
IMG Patriot America Plus, Trawick Safe Travels USA Comprehensive, and WorldTrips Atlas America all cover Vermont hospitals. Check adventure sports exclusions for ski coverage details.
Do Canadian visitors to Vermont need travel insurance?
Yes. Canadian provincial health plans have no coverage in the USA. A ski injury in Vermont without US visitor insurance can result in massive out-of-pocket costs.
City-Specific Coverage in Vermont
Major Cities
Ready to Get Covered in Vermont?
Compare plans from IMG, Trawick, and WorldTrips. Get your quote in 60 seconds.
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