Visitor Insurance for West Virginia
WVU Medicine is West Virginia's primary academic medical center — international patients visiting the region need proper US visitor coverage.
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International Visitors to West Virginia Have No US Health Coverage
West Virginia has no public health coverage for international visitors. WVU Medicine, CAMC, and St. Mary's bill uninsured patients at full rates. Whether visiting Appalachian outdoor destinations or WVU's campus, visitor insurance is important.
Without Visitor Insurance
- ✗ER visit: $5,000–$30,000 billed to you directly
- ✗Hospital stay: $15,000–$100,000+
- ✗Medical evacuation: $20,000–$100,000
- ✗No negotiated rates — you pay full sticker price
With Visitor Insurance
- ✓Emergency medical covered up to $1M–$2M
- ✓Access to major hospital networks in West Virginia
- ✓Emergency evacuation included
- ✓Plans from $1.10/day
Our Plans Are Accepted At West Virginia's Top Hospitals
WVU Medicine Ruby Memorial Hospital
CAMC General Hospital
St. Mary's Medical Center
Camden Clark Medical Center
+ thousands more in-network hospitals and urgent care centers across West Virginia
Coverage Across All of West Virginia
Best Visitor Insurance Plans for West Virginia
All plans work at hospitals across West Virginia. Compare coverage, deductibles, and pricing.
IMG Patriot America Plus
Coverage: Up to $1,000,000
- A-rated by A.M. Best
- Covers acute onset of pre-existing conditions
- Emergency medical evacuation included
- COVID-19 treatment covered
- Deductible from $0–$2,500
Trawick Safe Travels USA
Coverage: Up to $1,000,000
- Comprehensive emergency coverage
- 24/7 multilingual assistance
- Hospital direct billing available
- Covers acute onset of pre-existing conditions
- Renewable up to 12 months
WorldTrips Atlas America
Coverage: Up to $2,000,000
- Highest coverage limit available
- Ideal for seniors and longer stays
- Covers urgent care and telehealth
- A.M. Best A-rated carrier
- Flexible deductible options
Visitor Insurance West Virginia — Frequently Asked Questions
Do visitors to West Virginia need travel health insurance?
Yes. International visitors have no coverage under US public programs. Medical bills at WVU Medicine or CAMC can be high without insurance.
What visitor insurance covers West Virginia?
IMG Patriot America Plus, Trawick Safe Travels USA Comprehensive, and WorldTrips Atlas America all cover West Virginia hospitals.
Can I get visitor insurance for outdoor activities in WV?
Yes. Visitor insurance covers accidents including hiking and whitewater rafting injuries common in West Virginia. Check adventure sports exclusions for extreme activities.
City-Specific Coverage in West Virginia
Major Cities
Ready to Get Covered in West Virginia?
Compare plans from IMG, Trawick, and WorldTrips. Get your quote in 60 seconds.
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