Ameritas Dental Network in Texas: Find a Dentist Near You
How the Ameritas Prime Dental PPO network works in Texas — how to find in-network dentists and why network size matters.
No credit card needed · Coverage from $25/month · Texas licensed advisor
Choosing a dental plan without checking the network first is one of the most common (and costly) mistakes I see Texas residents make. If your dentist isn't in-network, you'll pay significantly more for every procedure — sometimes 2–3x the in-network rate.
Ameritas operates its Texas dental network through Prime Dental, one of the largest PPO dental networks in the country. Here's everything you need to know about finding Ameritas dentists in Texas.
🦷 Why Ameritas Stands Out
Ameritas's Prime Dental network has over 10,000 access points in Texas, covering every major city and most rural counties. In major metros like Houston, Dallas, Austin, and San Antonio, you'll typically find 500–2,000+ participating dentists.
Ameritas Plan Tiers at a Glance
| Tier | Monthly Cost |
|---|---|
| Preventive | ~$25–$30 |
| Basic Restorative | ~$38–$48 |
| Comprehensive | ~$55–$65 |
Frequently Asked Questions
How do I find an Ameritas dentist in Texas?
You can search the Ameritas dentist directory at ameritas.com/dental-find-a-dentist or call Ameritas customer service at 1-800-487-5553. You can search by ZIP code, city, or dentist name. Most Texas ZIP codes have multiple in-network options within 5 miles.
What if my current dentist isn't in the Ameritas network?
Ameritas is a PPO plan, meaning you can still see out-of-network dentists — you'll just pay more. Out-of-network, Ameritas typically covers 50–70% of the allowable charge (vs. 80–100% in-network). Many dentists will also consider joining the Ameritas network if requested.
Can I use Ameritas dental insurance at any dentist in Texas?
Yes, you can use your Ameritas plan at any licensed dentist in Texas. Using an in-network dentist maximizes your benefits and minimizes out-of-pocket costs. Out-of-network dentists are covered but at reduced rates.
Does Ameritas have dental coverage in rural Texas?
Ameritas has broader rural coverage than most individual dental carriers in Texas. Smaller markets including Lubbock, Wichita Falls, Amarillo, Tyler, and Midland all have in-network options. For very rural areas, out-of-network benefits still apply.
Does Ameritas cover dental specialists in Texas?
Yes — Ameritas covers dental specialists including periodontists, endodontists, orthodontists, and oral surgeons. Specialists are covered at the same in-network rates when they participate in the Prime Dental network.
Ameritas Dental · Texas
From $25/month. No waiting period on cleanings and X-rays. 10,000+ in-network Texas dentists.
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